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Writer's pictureWesley Prent

Getting Ready for Insurance Open Enrollment: Your Guide to ACA Marketplace and Medicare

Open enrollment

Open Enrollment is just around the corner, and it's the perfect time to review your health insurance options and secure the best coverage for you and your family. Whether you're exploring the Affordable Care Act (ACA) Marketplace or looking into Medicare plans, [Your Business Name] is here to guide you through the process with ease and expertise.


What is Open Enrollment?

Open Enrollment is the annual period when you can sign up for health insurance or make changes to your existing plan.

For the ACA Marketplace, this period typically runs from November 1 to December 15. For Medicare, Open Enrollment occurs from October 15 to December 7.


Why is Open Enrollment Important?

Open Enrollment is your chance to:


  • Enroll in a New Plan: If you’re currently uninsured or looking for better coverage, this is your opportunity to find a plan that fits your needs and budget.

  • Update Your Existing Plan: Your health and financial situation can change over the year. Open Enrollment allows you to adjust your coverage to match your current needs.

  • Take Advantage of New Benefits: Each year, insurance plans may update their benefits and coverage options. Reviewing your options ensures you don’t miss out on any new offerings.


 

Exploring the ACA Marketplace

If you're under 65 and need health insurance, the ACA Marketplace offers a variety of plans to choose from. Here's what you need to know:

ACA marketplace - flag - insurance card
  • Subsidies and Financial Assistance: Depending on your income, you may qualify for subsidies that can significantly reduce your monthly premiums.

  • Comprehensive Coverage: ACA plans cover essential health benefits, including preventive services, prescription drugs, and emergency care.

  • Variety of Plans: From Bronze to Platinum, there are different levels of coverage to suit different needs and budgets.


As of June 2023, the ACA Marketplace requires a Consent form for us to work on your behalf, look up your account, and make changes. This is a simple consent form that can be retracted at any time, and signing it does not obligate you to buy a plan. At ANSUN Insurance, we can help you navigate the ACA Marketplace, understand your options, and find the best plan for you and your family.


 

Understanding Medicare Open Enrollment

For those 65 and older, or individuals under 65 who qualify due to certain disabilities,

medicare card

Medicare Open Enrollment is the time to review your coverage. Here’s what you can do:


  • Switch Plans: Move from Original Medicare to a Medicare Advantage plan, or switch between Medicare Advantage plans.

  • Update Prescription Drug Coverage: Change or enroll in a Medicare Part D prescription drug plan.

  • Adjust Coverage: Make changes to your existing Medicare coverage to better meet your health needs.


To work with us on Medicare plans, you’ll need to sign a Scope of Appointment form. This form, required by the federal government (CMS), allows us to discuss your Medicare options with you. Signing this form doesn’t obligate you in any way—it simply enables us to provide you with the assistance you need. Additionally, Medicare regulations require that you contact us for help; we can’t reach out to you.

(You can do that by clicking here.)


 

Our team at ANSUN Insurance specializes in Medicare supplements and Advantage plans. We provide personalized assistance to ensure you understand your options and select the right plan for your healthcare needs.

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Why Choose ANSUN Insurance ?


At ANSUN Insurance, we pride ourselves on offering exceptional customer service and personalized guidance. Here’s what sets us apart:

In-Depth Attention: We take the time to answer all your questions and ensure you fully understand your options.


  • Multiple Providers: We’re not tied to one company, which means we can offer a variety of plans to find the best fit for you.

  • No High-Pressure Sales: Our goal is to empower you to make informed decisions about your health insurance without feeling pressured.


Take Action Today!

Don’t wait until the last minute to review your health insurance options. Contact us today to schedule a consultation. Our experts at ANSUN Insurance are ready to help you navigate the upcoming Open Enrollment period and find the perfect plan for your needs.


Remember, it’s your health, your choice. Let us help you make the best decision for a secure and healthy future.


Visit our website here to fill out a contact form and get started.



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